Medical Card / Private Insurance
Healthcare
A medical card is a private health insurance product that helps pay for treatment at private hospitals, letting the policyholder be admitted often on a cashless basis up to certain limits. Plans usually have an annual and lifetime limit, may include room-and-board caps, deductibles, or co-payments, and can exclude pre-existing conditions or impose waiting periods. Premiums typically rise with age. People buy medical cards to avoid long public-hospital waits and to access private care. Reading the policy terms and understanding exclusions is important. Coverage limits, premiums, and terms differ by insurer and are subject to the latest rules.