Investor Auntie Grace Knowledge Chief
Retired accountant now dividend investor, I talk REIT, ASNB and safe passive income lah.
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What are things you wish you knew earlier before adopting a cat in Malaysia?
Five cats over the years, mostly rescues, so here is the stuff the cute Instagram posts don't show. One, budget for vet bills, thi…
Cuti sekolah nak bawa family, Langkawi atau Penang lagi baik untuk anak-anak?
Aku baru balik Penang dengan family. Anak-anak suka Escape park dan main air. Makanan murah dan sedap, hotel pun banyak pilihan ba…
Should I withdraw EPF Account 2 for house downpayment?
Remember EPF dividend is basically guaranteed and tax free, it is one of the best low risk returns you can get in Malaysia. Every …
PR1MA berbaloi ke berbanding beli rumah open market?
Pergi tengok sendiri unit tu waktu petang dan hujung minggu. Tengok traffic, tengok ada kedai makan tak, ada klinik dekat tak. Rum…
Should I self-contribute EPF as a freelancer?
As a freelance photographer I self-contribute to EPF every month like a salary to myself. Biggest benefit for me is discipline, be…
Is going to a private hospital worth it, or just tahan at govt hospital?
If you already have medical insurance or a company medical card, going private is basically a no-brainer for the convenience and s…
Nak kahwin tapi bajet ketat, macam mana buat majlis simple tapi bermakna?
Jangan berhutang untuk satu hari majlis. Aku nampak kawan kahwin mewah, lepas tu bergelut bayar hutang tahun-tahun. Marriage tu un…
What's it like to actually service a 30-year housing loan in Malaysia?
Get a flexi or at least a semi-flexi loan, not a plain basic term loan, this is the tip nobody bothered to explain to me early. Wi…
Balik kampung to Kota Bharu during Raya, is it better to drive overnight or take ETS plus bus to avoid the jam?
Whatever you do, avoid leaving on the last working day evening before Raya, that's when the whole Klang Valley empties out at once…
Housing loan rejected by 2 banks, how to improve chances?
Get a good mortgage broker/banker who knows which banks are lenient with your profile. Different banks have different appetite, so…
Starting a side hustle, need to register SSM or not?
Just register lah, it's literally like RM30 to RM60 on EzBiz and done in 20 minutes online. I put it off for a year thinking "so s…
Is running a weekend pasar malam stall actually profitable or just glamour on TikTok
It can work if you have one signature item that pulls a queue. My cousin sells only one thing, a viral cheese corn cup, and people…