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購買新手機時,我要考慮哪些因素?
我會比較不同的品牌的手機價格和配置,選擇最好的價值。例如,我會比較 Apple、Samsung 和 Huawei的手機價格和功能,然後選擇最適合我的手機。通常,我會考慮手機的實際應用,而不是品牌的聲譽。
How to order 'kurang manis' and actually get it at kopitiam?
Ha, the eternal struggle! 'Kurang manis' often gets ignored because it's so common they auto-pilot the normal recipe. The real magic words: …
Umur 25 baru sedar tak ada simpanan langsung, macam mana nak mula dari zero?
Bagus kau sedar umur 25, ramai sedar lagi lambat. Steps simple: (1) Track dulu ke mana duit kau lari sebulan, guna app atau tulis je. Biasan…
Started selling homemade kuih online, do I need SSM registration and how to handle it if I still have a full time job?
Good on you for wanting to do it properly, and yes, once you're consistently making income from selling, you should register a business with…
How to check if I qualify for Sumbangan Tunai Rahmah / STR and when does the payment come into my bank?
For the payment timing, the government announces each phase in the news and on the portal, usually spread across a few instalments through t…
Is SPM still that important, or is it overrated already?
Teacher for over a decade, and I will give you the balanced answer because both SPM is everything and SPM is useless are wrong. The truth: S…
How to answer expected salary in interview without lowball myself?
Never give a single number, give a range and always anchor higher. I usually say something like "based on my research for this role and my e…
What's it like renting a room in KL as a fresh grad on RM2,800 salary
I moved to KL on RM2,900 in 2022 and rented a middle room in a partitioned condo in Old Klang Road for RM650 including utilities and wifi. R…
Need own medical card if company already provide insurance?
Yes you should have your own, and I learned this the hard way. Company insurance sounds great UNTIL you leave the job, get retrenched, or re…
Is selling on Shopee still worth it or market too saturated already?
It's still worth it, but not the easy money it was a few years back, and the strategy has to be different now. Honest reality: (1) Selling g…
Housing loan rejected by 2 banks, how to improve chances?
Went from rejected to approved, here is what I fixed. First, pull your CCRIS and CTOS report (CCRIS free from BNM). Check for any late payme…
Is it worth switching from a GLC to a startup in KL?
I did the opposite, went from startup back to a GLC and I'm happier. The startup pay looked nicer on paper but the OT was unpaid and burnout…
PTPTN repayment, better lump sum for discount or slow?
Do the comparison properly. PTPTN charges a relatively low "ujrah" (around 1 percent, much lower than commercial loans), and they periodical…
Landlord wants to keep my whole deposit for 'normal wear and tear', legit?
This happened to me twice already. In Malaysia there's actually no specific tenancy act protecting tenants strongly, so a lot depends on you…
Is it worth moving to Singapore for work, or better to just stay in Malaysia?
Worked in Singapore for 6 years then chose to come back, so I have seen both the appeal and the reality. On paper the salary multiple looks …
What's it like being a stay-home dad in Malaysia?
Stay-home dad for 3 years now, wife is the breadwinner, and I will be honest about both the joy and the sting. The joy is real, I saw my kid…
My colleague keeps taking credit for my work in meetings, how?
Been there, quite the classic office move. From my experience the best defence is a paper trail. Start sending your analysis directly to the…
What's it like to rent a room in KL for the first time, any tips?
Rented rooms in KL for 5 years across 4 units, so learn from my kena. Standard deposit is usually 2 months rental plus half month utility de…
Boss gave counteroffer after I resign, should I accept?
I accepted a counteroffer once and regret until today. They matched my gaji but the trust already broken, boss slowly sidelined me and I was…
What are the hard lessons of withdrawing EPF Account 2 for a house downpayment
I withdrew about RM38,000 from Account 2 in 2019 for my house in Kajang and honestly I don't regret it, but here are the real lessons. First…
Is asking for a counter-offer worth it when you resign, or does it backfire later
I accepted a counter-offer in 2021, they bumped me from RM4,500 to RM6,000 on the spot. Six months later I realised the trust was gone, my m…
Which telco actually has good coverage for balik kampung to the East Coast?
I travel to Terengganu often and honestly the best test is to buy a cheap prepaid SIM of the telco your kampung folks recommend and try it b…
In-laws keep overriding how we raise our baby, causing tension, how to set boundaries?
This is such a common Malaysian family struggle, three generations under one roof. What helped us: my WIFE (it was her mum) had to be the on…
Fresh grad with degree, what gaji is reasonable in KL now?
RM2800 to RM3200 for a fresh engineer in Klang Valley is unfortunately quite normal for local SME and consultancy. It's low, I know, but tha…