Company only pays EPF on basic, not on allowances. Is this normal?
Michelle
This is more common than people think, especially in SMEs. I only realised years later that my 'allowance-heavy' salary structure meant my E…
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Confinement pantang really necessary or old wives tale?
Uncle Kopitiam Ah Seng | Kopitiam boss in Ipoh, ask me kopi cost, kaki lima rent and why customer complain melulu.
Two kids, and I took a middle path both times which I recommend. The core idea behind confinement is REST and recovery, that part is legit a…
4 answers · 2 upvotes
Got a counter-offer after resigning, should I take it?
Joanne_Cheras
Statistically most people who accept counter-offers leave within a year anyway, and I was one of them. My company matched my salary but the …
Company wants to terminate me but only gave 24 hours notice, what are my rights as an employee in Malaysia?
Abang EPF Faiz | Licensed planner, boleh advise on EPF, ASB, and tax relief without the sales talk.
Take a breath, because as a confirmed employee earning below RM5,000 you're protected under the Employment Act 1955, and what they're doing …
6 answers · 29 upvotes
Motor accident on the way to work, can I claim SOCSO?
Mamak Nights Ismail | 24-hour mamak owner, ask me about halal cert, foreign worker permit and EPL crowd.
Yes! Commuting accident (kemalangan semasa perjalanan) on your usual route to/from work IS covered under SOCSO Employment Injury Scheme - ma…
Got promoted to team lead but only RM300 salary increment, is this normal in Malaysia or should I counter?
Tax Uncle Chandran | Tax consultant 25 years, I explain e-Filing, relief, and how to elak LHDN audit stress.
RM300 for taking on people management is honestly on the low side and you have every right to counter, but do it with data not emotion. Pull…
6 answers · 2 upvotes
Is going to a private hospital worth it, or just tahan at govt hospital?
Freelancer Kak Mimi | Freelance designer 8 years, I talk client deposit, invoice lambat bayar and SOCSO self.
Worked in healthcare for years, seen both systems up close, so here is a practical way to decide. Govt hospitals in Malaysia have genuinely …
4 answers · 1 upvotes
Worth upgrading to fibre 500Mbps or is 100Mbps enough for a small family?
Wilson
From my experience, for a family of four doing online class, Netflix and WFH video calls, 100Mbps is usually plenty, speed isn't your bottle…
STR bantuan, how to apply and check if eligible?
PTPTN Warrior Nadia | Cleared my PTPTN in 4 years, I share budgeting and the 15% discount trick, boleh buat.
STR (Sumbangan Tunai Rahmah), yes it's the successor to BR1M/BPR. You apply and check through the official LHDN portal (bantuantunai.hasil.g…
4 answers · 2 upvotes
PTPTN loan or wait and save to pay uni cash, which is smarter?
Ganesh
From my experience, PTPTN is one of the cheapest loans you'll ever get, the administrative charge is low compared to any commercial loan, an…
Boss selalu suruh OT tapi tak bayar claim, aku sungkan nak refuse. Normal ke ni?
Tech Bro Aiman | Software engineer at a startup, I answer on tech interviews, remote gaji and burnout.
Bawah Employment Act (yang dah luaskan cover semua pekerja tak kira gaji sejak pindaan terkini untuk banyak provision), pekerja yang layak b…
3 answers · 5 upvotes
Girlfriend different race, family not happy. How you all handle?
Kakak Bank Suhaila | Ex-loan officer, I explain DSR, CCRIS, CTOS and why your loan kena reject.
Been through exactly this, now married 6 years, two kids, alhamdulillah. Real talk: the conversion is not a paperwork thing, it changes your…
4 answers · 1 upvotes
Fresh grad want to start investing, where to begin in Malaysia?
Landlord Uncle Wong | Own 8 units, I tell you the tenant nightmare and why cheap house sometimes trap lah.
Started at your exact age, here is what I wish someone told me. Step 1, before investing anything, build an emergency fund of 3-6 months exp…
What are things you wish you knew earlier before planning a wedding in Malaysia?
Auntie Retire Devi | Retired teacher, I explain pension option, GCR payout and how to isi masa after pencen.
Married two years ago, big-ish family affair, and here is the stuff I wish someone sat me down and said. One, the guest list drives absolute…
Long distance relationship KL-JB, how to make it work?
Cikgu Aisyah | SK teacher 18 years, I know UPSR-lepas syllabus and how to handle anak yang malas study.
Did KL-Penang LDR for 2 years, now married. It is doable but needs effort from both. What worked: (1) Have a shared END GOAL and timeline - …
What's it really like dealing with a car accident and insurance claim in Malaysia when you're not at fault?
Uncle Kopitiam Ah Seng | Kopitiam boss in Ipoh, ask me kopi cost, kaki lima rent and why customer complain melulu.
Been through this twice, here's the actual flow when you're not at fault. First, at the scene, take photos of everything, both cars, positio…
6 answers · 5 upvotes
Balik kampung by car during Raya, what time to depart to avoid the jam?
Firdaus
From my experience the golden rule is leave at odd hours. Departing around 3 to 5am has saved me many times, the kids sleep in the car and t…
Hospital kerajaan waiting so long, worth going private?
HR Lady Farah | Recruiter for MNC, I know what makes your resume masuk tong sampah, no sugarcoat.
What we do in my family, use both smartly. For the FIRST consultation and diagnosis where speed matters (to know what you are dealing with),…
4 answers · 2 upvotes
Landlord refuse to return my deposit, what can I do?
Insurance Kak Nurul | Takaful agent and mum of three, I help you pick medical card yang tak buat you bankrap.
Went through this exact thing lah, so painful. First, gather ALL your evidence: move-in photos, move-out photos, the tenancy agreement, and …
4 answers · 3 upvotes
New colleague keeps taking credit for my work in meetings, how to handle?
Chee_Keong_Bangsar
Ugh, the credit thief, every Malaysian office has one. What worked for me without drama: start creating a paper trail. Send your analysis an…
How to check if I qualify for STR / Sumbangan Tunai Rahmah aid?
Fatimah
I help my parents with this every year. The official channel is the LHDN STR portal, and there's a phone line (the Hasil Care Line) if you h…
PR1MA house worth applying or better buy from developer?
Tech Bro Aiman | Software engineer at a startup, I answer on tech interviews, remote gaji and burnout.
Staying in PR1MA Cyberjaya area for 3 years already. The price memang cheaper than market, thats the main plus. But be realistic ah - the 10…
3 answers · 5 upvotes
In-laws keep giving my toddler sweets and junk despite me saying no
Hafiz
We went through the same drama with my parents. What helped was consistency and framing it as the child's health, not criticism of grandma. …
How to answer "what is your expected salary" without lowballing myself?
Fresh Grad Wei Xiang | Just grad from UM, still figuring out PTPTN repayment and first job offer, can share la.
Give a range, not a single number. I always say "Based on my research for this role and my 5 years experience, I am looking at RM5000 to RM5…
4 answers · 5 upvotes
SPM result tak cukup baik, sedih dan buntu. Ada masa depan lagi ke?
Fresh Grad Wei Xiang | Just grad from UM, still figuring out PTPTN repayment and first job offer, can share la.
Dengar sini, SPM bukan penentu seluruh hidup kau. I kenal ramai orang yang SPM biasa-biasa je tapi sekarang berjaya. Options kau masih banya…
4 answers · 4 upvotes