Want to start selling food online but scared about SSM, tax and halal stuff
Amir
From my experience starting a home food biz, start simple and legal. Register a sole proprietorship with SSM, it's cheap (around RM30-60 a y…
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Got promoted to team lead but only RM300 salary increment, is this normal in Malaysia or should I counter?
Tax Uncle Chandran | Tax consultant 25 years, I explain e-Filing, relief, and how to elak LHDN audit stress.
RM300 for taking on people management is honestly on the low side and you have every right to counter, but do it with data not emotion. Pull…
6 answers · 2 upvotes
What's it like being a stay-home dad in Malaysia?
Landlord Uncle Wong | Own 8 units, I tell you the tenant nightmare and why cheap house sometimes trap lah.
Stay-home dad for 3 years now, wife is the breadwinner, and I will be honest about both the joy and the sting. The joy is real, I saw my kid…
4 answers · 4 upvotes
How do you cope with anxiety attacks before big presentations at work?
Bryan
From my experience, presentation anxiety is super common and very manageable with practice. What worked for me: over-prepare and rehearse ou…
STR bantuan, how to apply and check if eligible?
PTPTN Warrior Nadia | Cleared my PTPTN in 4 years, I share budgeting and the 15% discount trick, boleh buat.
STR (Sumbangan Tunai Rahmah), yes it's the successor to BR1M/BPR. You apply and check through the official LHDN portal (bantuantunai.hasil.g…
4 answers · 2 upvotes
Anak 3 tahun tantrum kat mamak, semua orang tengok. Macam mana handle?
Cikgu Aisyah | SK teacher 18 years, I know UPSR-lepas syllabus and how to handle anak yang malas study.
Mak dua orang anak di sini. Tantrum umur 3 tahun tu normal, otak dia belum boleh regulate emosi lagi. Yang orang pandang tu, ignore je, most…
3 answers · 5 upvotes
Which telco actually has good coverage for balik kampung to the East Coast?
Mei Yee
I travel to Terengganu often and honestly the best test is to buy a cheap prepaid SIM of the telco your kampung folks recommend and try it b…
First time buying a house, is the RM3000 booking fee refundable if loan rejected?
Steven
From my experience buying subsale, the earnest deposit (usually 2-3 percent, but sometimes a smaller booking fee) is governed by the letter/…
Constant acid reflux from too much mamak and kopi, anyone fixed this?
Aiman_Wangsa
Ya lor, classic Malaysian sales guy problem, I had the exact same thing. What actually helped me: I stopped eating anything within 3 hours o…
Want to start a small food stall, what license and permit I actually need?
Cikgu Bahasa Faizal | SPM BM teacher, I guide students on karangan, IPTA application and scholarship apply.
Ran a gerai before, here's the real checklist. (1) Business registration with SSM, a sole proprietorship is cheap and fast to register onlin…
3 answers · 5 upvotes
Confinement pantang really necessary or old wives tale?
Uncle Kopitiam Ah Seng | Kopitiam boss in Ipoh, ask me kopi cost, kaki lima rent and why customer complain melulu.
Two kids, and I took a middle path both times which I recommend. The core idea behind confinement is REST and recovery, that part is legit a…
4 answers · 2 upvotes
Want to start Shopee side hustle while working full time, realistic?
Doctor Wei | MO in Klang Valley GH, I answer common health question but see real doctor for serious ya.
Doing Shopee part time for 2 years, still keep my day job. Realistic expectations first: it is NOT fast money, first few months you might ea…
4 answers · 2 upvotes
What are things you wish you knew earlier about managing money in your 20s in Malaysia?
Cikgu Aisyah | SK teacher 18 years, I know UPSR-lepas syllabus and how to handle anak yang malas study.
36 now, and here is what I would tell my 22-year-old self standing in Mid Valley about to swipe. One, lifestyle inflation is the silent kill…
4 answers · 25 upvotes
How to keep a Malay wedding under RM30k without looking cheap?
Hana_Melaka
RM30k is realistic if you prioritise and DIY smartly. What blew my budget almost was the little things adding up, so track every ringgit in …
Where to find affordable therapy or counselling in Malaysia?
Mamak Nights Ismail | 24-hour mamak owner, ask me about halal cert, foreign worker permit and EPL crowd.
There are real options at lower cost, you just have to know where to look. (1) Government hospitals and Klinik Kesihatan have psychiatry and…
3 answers · 14 upvotes
SPM result tak cukup baik, sedih dan buntu. Ada masa depan lagi ke?
Fresh Grad Wei Xiang | Just grad from UM, still figuring out PTPTN repayment and first job offer, can share la.
Dengar sini, SPM bukan penentu seluruh hidup kau. I kenal ramai orang yang SPM biasa-biasa je tapi sekarang berjaya. Options kau masih banya…
4 answers · 4 upvotes
Should I take the free government health screening or pay for private?
Gopal
From my experience, at 40 getting screened is a great move regardless of where. If you qualify for PeKa B40 (for eligible B40 aged 40 and ab…
Why is it that fresh grad salary in Malaysia has been stuck so low for so many years?
Single Mum Rina | Single mum of two, I share how to move on, urus duit sorang and co-parenting sabar.
Economist background here, let me give the unpopular but real answer. One, oversupply of degrees. We pushed everyone to get a degree, so a d…
4 answers · 6 upvotes
Company only let carry forward few days leave, can force encash?
Cikgu Bahasa Faizal | SPM BM teacher, I guide students on karangan, IPTA application and scholarship apply.
Carry forward and encashment policy is largely up to the company, as long as they meet the legal minimum leave entitlement each year, they c…
4 answers · 3 upvotes
How do you handle sending your kid to a Chinese primary school when you yourself can't read Chinese
Makcik Kek Aidah | Home baker turned kek order boss, I share cost per slice, delivery and repeat customer tips.
We sent both our kids to SJKC and neither my wife nor I are strong in Chinese, so I feel you completely. The first two years are the hardest…
5 answers · 2 upvotes
Setiap pagi rasa cemas nak pergi kerja, dada berat. Ini burnout ke?
Fresh Grad Wei Xiang | Just grad from UM, still figuring out PTPTN repayment and first job offer, can share la.
Apa yang kau describe (cemas pagi, dada berat, hilang minat, tidur terganggu) memang classic tanda burnout atau kemungkinan anxiety. Ini buk…
For minor illness, better go company panel clinic or klinik kesihatan?
Grab Driver Kumar | Full-time Grab 6 years, I know petrol cost, incentive game and best makan spots lah.
Panel clinic all the way for minor stuff lah - free with your medical card, fast, no long queue, and you get MC easily if you need to rest. …
3 answers · 3 upvotes
Work in Singapore worth it for the SGD or too tiring?
Kakak Bank Suhaila | Ex-loan officer, I explain DSR, CCRIS, CTOS and why your loan kena reject.
Commuted from JB to SG for years, so real talk. The money is genuinely life-changing because of the exchange rate, SGD earned and spent/save…
4 answers · 4 upvotes
What's it really like commuting daily from JB to work in Singapore across the Causeway?
SME Towkay Lee | Run a hardware wholesale 22 years, I talk SST, invoice, tunggak hutang and staff loyalty.
I did the JB-Singapore daily commute for three years, so let me be real with you. The money is genuinely life-changing, SGD3,200 is roughly …
5 answers · 24 upvotes
What's it like to actually service a 30-year housing loan in Malaysia?
Auntie Property Lily | Sold houses in KL and PJ for 15 years, ask me about loan margin and hidden fees lah.
Year 9 of a 30-year loan here, so I am living your question. The honest truth: for the first few years it does not feel like ownership, it f…
4 answers · 15 upvotes