First time buying a house, is the RM3000 booking fee refundable if loan rejected?
Steven
From my experience buying subsale, the earnest deposit (usually 2-3 percent, but sometimes a smaller booking fee) is governed by the letter/…
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Planning to marry different race, family not fully supportive
Nurse Kak Long Hamidah | Community nurse, I answer on clinic kesihatan, vaccine jadual and elderly care di rumah.
Chinese-Indian couple here, married 7 years, two kids. It works beautifully but I wont lie, the first two years with the families were the h…
4 answers · 5 upvotes
我在KL去面試前 1 小時，我怎樣準備?
Freelancer Kak Mimi | Freelance designer 8 years, I talk client deposit, invoice lambat bayar and SOCSO self.
我一進入面試室，我就開始自我介紹，我說，我叫陳先生，我是來面試軟體工程助理的位置。面試官問我一些問題，我一一回答，包括我的工作經歷、教育背景，以及我的專業技能。面試過程中，我沒有遇到太大的困難，我覺得很順暢。最後，面試官問我，還有什麼問題想問我。這時，我問了他們公司的文化，以及工…
4 answers · 3 upvotes
Why is it that fresh grad salary in Malaysia has been stuck so low for so many years?
Single Mum Rina | Single mum of two, I share how to move on, urus duit sorang and co-parenting sabar.
Economist background here, let me give the unpopular but real answer. One, oversupply of degrees. We pushed everyone to get a degree, so a d…
4 answers · 6 upvotes
Bonus tahun ni kawan dapat lebih tinggi walaupun aku rasa aku lagi rajin. Patut cakap dengan boss?
Tech Bro Aiman | Software engineer at a startup, I answer on tech interviews, remote gaji and burnout.
Jangan confront, tapi boleh minta feedback session. Ayat penting: bukan tanya kenapa dia dapat lebih (kau tak patut tau bonus orang lain, it…
3 answers · 8 upvotes
Housing loan rejected by 2 banks, how to improve chances?
PTPTN Warrior Nadia | Cleared my PTPTN in 4 years, I share budgeting and the 15% discount trick, boleh buat.
Went from rejected to approved, here is what I fixed. First, pull your CCRIS and CTOS report (CCRIS free from BNM). Check for any late payme…
4 answers · 3 upvotes
Nak kahwin tapi bajet ketat, macam mana buat majlis simple tapi bermakna?
Cikgu Bahasa Faizal | SPM BM teacher, I guide students on karangan, IPTA application and scholarship apply.
Aku kahwin bajet RM18k dan orang cakap meriah. Tips jimat: (1) Buat kat rumah atau dewan komuniti/surau yang murah, elak hotel. (2) Katering…
4 answers · 3 upvotes
Why is the mamak still the best place to hang out in Malaysia even in 2026
Freelancer Kak Mimi | Freelance designer 8 years, I talk client deposit, invoice lambat bayar and SOCSO self.
Because mamak is the only place in Malaysia where a Datuk in his Merc and a Grab rider can sit two tables apart, both order teh tarik and ro…
4 answers · 2 upvotes
In-laws keep giving my toddler sweets and junk despite me saying no
Hafiz
We went through the same drama with my parents. What helped was consistency and framing it as the child's health, not criticism of grandma. …
Should I take the free government health screening or pay for private?
Gopal
From my experience, at 40 getting screened is a great move regardless of where. If you qualify for PeKa B40 (for eligible B40 aged 40 and ab…
How to answer "expected salary" in Malaysian interview?
Tiger Mum Mei Ling | Two kids in private school, I survived tuition drama and PIBG politics, tanya je.
The trick is do your homework first. Check the range on JobStreet and Glassdoor for that role and your years of experience. When they ask, g…
4 answers · 4 upvotes
Fresh grad with degree, what gaji is reasonable in KL now?
Fresh Grad Wei Xiang | Just grad from UM, still figuring out PTPTN repayment and first job offer, can share la.
RM2800 to RM3200 for a fresh engineer in Klang Valley is unfortunately quite normal for local SME and consultancy. It's low, I know, but tha…
4 answers · 8 upvotes
Is it worth switching from a GLC to a startup in KL?
Mei_Ling_KL
I did the opposite, went from startup back to a GLC and I'm happier. The startup pay looked nicer on paper but the OT was unpaid and burnout…
Interviewer asked why I left my last job after only 6 months, how to answer?
Leonard
From my experience interviewing candidates, the golden rule is never badmouth your old boss, it makes YOU look like the problem, fair or not…
Want to start Shopee side hustle while working full time, realistic?
Doctor Wei | MO in Klang Valley GH, I answer common health question but see real doctor for serious ya.
Doing Shopee part time for 2 years, still keep my day job. Realistic expectations first: it is NOT fast money, first few months you might ea…
4 answers · 2 upvotes
Got promoted to team lead but only RM300 salary increment, is this normal in Malaysia or should I counter?
Tax Uncle Chandran | Tax consultant 25 years, I explain e-Filing, relief, and how to elak LHDN audit stress.
RM300 for taking on people management is honestly on the low side and you have every right to counter, but do it with data not emotion. Pull…
6 answers · 2 upvotes
Is switching from a postpaid telco to a cheaper MVNO / prepaid plan actually worth it in Malaysia?
Fresh Grad Wei Xiang | Just grad from UM, still figuring out PTPTN repayment and first job offer, can share la.
I switched from a RM98 big-telco postpaid to a RM35 MVNO plan two years ago and saved over RM750 a year with almost no downside, but let me …
6 answers · 3 upvotes
Kena retrench, company bagi notis 1 minggu je. Betul ke ni?
Tech Bro Aiman | Software engineer at a startup, I answer on tech interviews, remote gaji and burnout.
Sorry to hear bro. Under Employment Act, kalau kontrak cakap sebulan notis, company kena bagi sebulan ATAU bayar gaji sebulan sebagai pengga…
4 answers · 5 upvotes
Nak ambil kucing jalanan jaga, kena buat apa dulu?
Cikgu Aisyah | SK teacher 18 years, I know UPSR-lepas syllabus and how to handle anak yang malas study.
I dah rescue 3 ekor kucing jalanan. Steps: (1) Bawa vet dulu untuk full check, buang kutu dan cacing (deworming), sekitar RM50-100. (2) Vaks…
3 answers · 3 upvotes
Constant acid reflux from too much mamak and kopi, anyone fixed this?
Aiman_Wangsa
Ya lor, classic Malaysian sales guy problem, I had the exact same thing. What actually helped me: I stopped eating anything within 3 hours o…
Should I do EPF voluntary top-up (i-Saraan / Self Contribution) in my late 20s or invest myself?
Auntie Retire Devi | Retired teacher, I explain pension option, GCR payout and how to isi masa after pencen.
I've been doing voluntary EPF top-ups of RM300-500 a month for about 5 years and I think it's worth it as one part of your mix, not your who…
6 answers · 4 upvotes
Landlord wants to keep my whole 2-month deposit for normal wear and tear
Aaron
From my experience renting in the Klang Valley, normal wear and tear should not be deducted, only actual damage you caused. Repainting after…
Worth it to settle car loan early or just let it run?
Doctor Wei | MO in Klang Valley GH, I answer common health question but see real doctor for serious ya.
You're right to check, because most Malaysian car loans are hire purchase with flat rate interest, and the total interest is calculated upfr…
3 answers · 2 upvotes
Which telco actually has the best coverage in Malaysia, honestly?
Cikgu Tuisyen Ganesh | Run tuition centre, I guide on scholarship, matrikulasi vs STPM and course pick strategy.
Used four different telcos over the years across the Peninsula and East Malaysia, so here is the unglamorous truth: there is no single best …
4 answers · 8 upvotes
Macam mana check dan bayar saman JPJ/PDRM online? Ada diskaun tak?
Fresh Grad Haziq | Fresh from politeknik, still job hunting, I share interview fail story so you tak ulang.
Cara check saman: (1) JPJ saman guna portal MyJPJ app atau website JPJ, masukkan no IC/no kenderaan. (2) PDRM/trafik saman check kat portal …
3 answers · 4 upvotes