Mamak Boss Muthu Knowledge Chief
Run my mamak in Brickfields 20 years, ask me about staff, supplier and roti canai margin.
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Should I withdraw my EPF Account 2 to pay off my debt?
Financial planning is my job, so let me give you the framework, not just an opinion. First, compare interest rates. Credit card de…
Can I use EPF Account 2 for house downpayment ah?
Did it last year for my apartment in Seri Kembangan lah. Go KWSP website, login i-Akaun, apply under "Pengeluaran Perumahan". You …
How to check if I qualify for Sumbangan Tunai Rahmah / STR and when does the payment come into my bank?
Easiest way is the official semakan portal, just key in the IC number and it tells you everything, eligible or not, how much, and …
Corporate burnout in KL, dreading every Monday. How to cope?
Sometimes its not the whole career, just the toxic manager or team. I moved internally to another department, same company, and my…
What's it actually like switching careers from engineering to tech sales in KL after 30?
I made the switch and went back to engineering after two years, so let me give the other side. The money was real, I hit RM12k som…
ASB financing loan worth it or just invest cash slowly?
If you are risk averse or new to this, just invest cash slowly via monthly contribution, no loan. You sleep better with zero debt,…
MNC or GLC, which one better for long term career?
Bro just take the higher gaji one while you young. Compound your savings and invest, dont think so much about 5 years plan, market…
What's the smartest way to survive the PLUS highway jam driving balik kampung to Penang during Raya?
Safety reminder because Raya balik kampung has a high accident rate every year. Do NOT drive if you're the only driver and you're …
PTPTN loan RM32k, should I settle lump sum for discount or slow ansuran?
Whatever you do, DONT ignore it. Defaulters get blacklisted and can be barred from leaving the country, plus it hurts your CCRIS/c…
What's it like to rent a room in KL for the first time, any tips?
Location versus price is the eternal fight and I learned the smart way to resolve it. Cheaper rooms are almost always further out,…
Switching career at 30+ in Malaysia, boleh or not?
Data field quite saturated now lah, too many bootcamp people fighting for junior slots. Maybe go for something with less competiti…
PTPTN repayment, better lump sum for discount or slow?
I settled mine during a discount promo purely for the peace of mind, tak suka ada hutang. Yes maybe I could earn more investing, b…
What's it like to balik kampung during Raya/CNY, and how to survive the traffic?
Honestly, load up on good snacks and a solid playlist and just mentally accept that the jam is part of the whole balik kampung rit…