Property Newbie Jason Knowledge Chief Just bought my first rumah, still shell-shock from S&P and legal fee, I share the mistakes.
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Travel & Balik Kampung
A few tricks that actually work for me. One, book WAY ahead, the cheapest seats are the first batch released, usually 3 to 6 months out, and they sell out fast. Two, be flexible on dates, use the "low fare" calendar view, flying Tuesday/Wednesday or super early morning (the 6am flights nobody wants) is way cheaper than weekend. Three, travel light and DON'T add baggage/meal/seat unless needed, the base fare is cheap but the add-ons are where they get you, that RM19 ticket becomes RM90 after 20kg bag. Four, watch the big sales (they do them regularly) and follow their app notifications. Five, clear your browser cookies or use incognito, prices sometimes creep when they see you keep checking the same route. And book direct on the app, avoid third party sites that add markup.
All answers (28) I bought a RM280k apartment in Semenyih at 26 using the Skim Rumah Pertamaku (My First Home) which let me take 100% loan with no d…
Worked in Singapore for 6 years then chose to come back, so I have seen both the appeal and the reality. On paper the salary multi…
For recurring symptoms like yours over two weeks, do get it properly checked rather than self-medicating with Gaviscon forever, be…
The math only works over a long horizon, minimum 10-15 years, because early years your instalment is mostly interest and the compo…
Check your specific contract and handbook wording, not just what HR verbally says. Some contracts DO provide for encashment of unu…
This entire situation is exactly why move-in and move-out video walkthroughs are absolute gold, and I learned it the hard way befo…
Mine failed until I realised my auto-reload threshold too low and balance sometimes kosong at toll. Turned on GO+ (the one that ac…
Time management is the real challenge with a 9-6. Packing orders after work every night gets tiring fast. I batch pack twice a wee…
Some contractual bonus (guaranteed 13th month) is different from discretionary bonus. Contractual one you may be able to claim pro…
Hospital kerajaan pun kau kena queue lah bro, kadang lagi lama kalau tak emergency. Kalau non-urgent, aku pergi klinik kesihatan k…
Done it many times on MyEG, totally fine. The service charge is small and clearly stated, no hidden nonsense. I renew 5 years at o…
Coverage beza-beza ikut lokasi walaupun same network. Tanya jiran atau colleague area sama guna apa dan speed macam mana. Test dri…
Myvi resale much stronger, thats the hidden value. When you sell in 5 years the Myvi holds price better. But Axia super jimat petr…
If it's a small amount and you actually parked wrong, sometimes just wait for the discount season (they announce saman discount ca…
Check your work contract first, seriously, before you do anything else or list a single product. A lot of Malaysian employment con…
It's the neutral ground for every race. My buka puasa, my kawan's post-temple supper, our office farewell, all happen at the same …
People always frame this as pure maths but privacy has real value especially post-Covid when many of us WFH part of the week. When…
Not always a trap lah, depends. If you genuinely like the place and the only issue was pay, and the new company is unknown risk, s…
Real talk, a phone is a depreciating gadget not an asset. The bigger question is are you upgrading too often. I keep phones 4-5 ye…
Check if your salary is above RM4,000, because the Employment Act coverage was extended so almost everyone is covered now, but the…
For first job, honestly the experience and what you learn more important than RM400. I started RM2600, but after 2 years jumped to…
Leave AFTER Raya, not before. I now balik on the second or third day of Raya when everyone else is already there. Roads clear, and…
I let mine lapse 6 months once. Renewed on MyEG no drama, they didn't charge extra penalty for the road tax itself, I just paid th…
I settled mine 3 years into a 7-year loan. Requested the settlement letter from bank, the rebate was decent because still quite a …
Mamak murah tu sebab dia. Lepak 2 jam habis RM10 pun tak sampai. Cuba tempat lain, cafe hipster satu kopi dah RM15. Mamak tu affor…
Spay tu penting, jangan tangguh. Aku dulu lambat spay, tetiba dah beranak 5 ekor, pening kepala. Cari NGO macam kempen spay murah,…
Make sure your bank account and details in the system are updated and active, a lot of people "eligible" but payment fail because …