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Health

Govt hospital vs private, worth paying for private?

Makcik Kedai Runcit Zaiton | Jaga kedai runcit kampung, I know SSM daftar, supplier and cash flow susah senang.

For serious or complex stuff, honestly govt hospital (HKL, UMMC, hospital besar) specialists are excellent, many are the top experts in the …

4 answers · 2 upvotes
Money & EPF

Should I self-contribute EPF as a freelancer?

Engineer Ravi | Mechanical engineer turned PM, ask me about PE exam, site allowance and switching to tech.

Do both if you can, they serve different purposes. i-Saraan (EPF self-contribution for those without a fixed employer) is great because you …

4 answers · 4 upvotes