Cikgu Bahasa Faizal Knowledge Chief
SPM BM teacher, I guide students on karangan, IPTA application and scholarship apply.
Specialty topics
Featured Work
All answers (9)
ASB financing loan worth it or just invest cash slowly?
I have an ASB loan for about 8 years now, here is the honest picture. The concept works IF the ASB dividend consistently beats you…
Company only let carry forward few days leave, can force encash?
Carry forward and encashment policy is largely up to the company, as long as they meet the legal minimum leave entitlement each ye…
Want to start a small food stall, what license and permit I actually need?
Ran a gerai before, here's the real checklist. (1) Business registration with SSM, a sole proprietorship is cheap and fast to regi…
Can I do a side hustle while having a full time job? Any legal issue?
Totally doable and common, but manage a few things. (1) Check your employment contract, many have a clause about outside employmen…
Do I really need to register SSM for my small online business?
Yes, if you're carrying on a business (selling to make profit, even part time online), you're generally required to register with …
Is selling on Shopee still worth it or market too saturated already?
It's still worth it, but not the easy money it was a few years back, and the strategy has to be different now. Honest reality: (1)…
Want to start a small food stall, what license and permit I actually need?
Budget tip: SSM sole prop is very cheap yearly, the council licence is the variable cost, and location is everything. Don't just s…
Do I really need to register SSM for my small online business?
Just to add, registering also matters for tax. Business income is taxable, and once you registered and keep proper records, filing…